CYBER ASSURANZE LIMITED

Executive Summary

CYBER ASSURANZE LIMITED is a newly formed micro-entity showing initial signs of financial stress, including negative working capital and net liabilities. While early-stage startups often face such challenges, immediate focus on improving liquidity and capital structure is essential to move towards a healthy financial state. With careful cash flow management and strategic planning, the company can improve its financial wellness and create a sustainable operational foundation.

CYBER ASSURANZE LIMITED - Analysis Report

Company Number: 15076032

Analysis Date: 2025-07-20 14:59 UTC

Financial Health Assessment for CYBER ASSURANZE LIMITED

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1. Financial Health Score: D

Explanation:
The company shows early signs of financial distress with net liabilities, negative working capital, and no employees or significant assets. As a newly incorporated micro-entity, it is not unusual to see limited financial activity, but current figures indicate the business is not yet financially stable or self-sustaining.

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2. Key Vital Signs

Metric	Value	Interpretation
Current Assets	£545	Very low cash or short-term assets available.
Current Liabilities	£645	Short-term debts slightly exceed current assets.
Net Current Assets (Working Capital)	-£100	Negative working capital, indicating potential liquidity problems.
Net Assets (Equity)	-£220	Negative equity suggests accumulated losses or undercapitalization.
Shareholders’ Funds	-£220	Reflects a deficit in shareholder investment or retained earnings.
Employees	0	No staff employed, indicating minimal operational activity.
Account Category	Micro	Minimal financial activity and reporting requirements.
Filing Status	Up to date	No overdue filings, indicating compliance with statutory requirements.

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3. Diagnosis

The company is in the very early stages of its lifecycle, having been incorporated in August 2023 and filing its first micro-entity accounts by August 2024. The financial statements reveal a "symptom of distress" in the form of negative working capital (-£100) and net liabilities (-£220). This means the company’s short-term debts slightly exceed its short-term assets, and overall liabilities outstrip the total assets.

The absence of employees and a very small asset base indicates the company is likely in a pre-revenue or development phase. This is common for startups but also poses risks if the company cannot soon generate positive cash flow or secure additional funding. The directors have not reported a profit and loss account, which is allowable under micro-entity reporting, but it limits the ability to assess operational profitability.

The company has current directors with significant control evenly split between two individuals, which may help with decision-making but also concentrates risk.

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4. Recommendations

• Improve Liquidity: Seek to increase current assets (cash or receivables) to cover short-term liabilities to avoid cash flow stress. This may involve raising additional capital or managing payables more effectively.
• Capital Injection: Consider an equity injection from shareholders or external investors to strengthen net assets and reduce the negative equity position.
• Operational Planning: Develop a clear business plan to generate revenue and move beyond the start-up phase. Hiring key personnel or outsourcing essential services may be necessary to enable growth.
• Monitor Cash Flow Closely: Establish a rigorous cash flow forecasting mechanism to detect early warning signs of liquidity issues.
• Regular Financial Review: Even as a micro-entity, periodic internal reviews of financial performance will help catch symptoms of distress before they become critical.
• Explore Grants or Support: Investigate government or industry grants for start-ups in security system services to supplement funding.
• Compliance Maintenance: Continue timely filing of accounts and confirmation statements to avoid penalties and maintain credibility.

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