GREENWAYS PROCESSING LTD

Executive Summary

GREENWAYS PROCESSING LTD is a very small, micro-entity with a stable but minimal financial base and positive working capital. The company shows no immediate liquidity concerns but has limited scale and short operating history, requiring cautious credit exposure. Ongoing monitoring of financial performance and regulatory compliance is essential.

GREENWAYS PROCESSING LTD - Analysis Report

Company Number: 13874256

Analysis Date: 2025-07-20 13:32 UTC

1. Credit Opinion: APPROVE with caution. GREENWAYS PROCESSING LTD is a micro-entity with a very modest asset base and limited financial history, having been incorporated in 2022. The company shows positive net current assets and net equity, indicating a basic level of financial stability. However, due to its small scale, limited operating history, and low absolute asset values, credit exposure should be minimal and closely monitored. The director is the sole significant controller, which simplifies accountability but also concentrates risk.

2. Financial Strength: The balance sheet as of January 31, 2024, shows current assets of £1,863 and current liabilities of just £61, yielding net current assets of £1,924. Net assets and shareholders' funds stand at £1,924, up slightly from £1,909 the previous year. There are no long-term liabilities disclosed, and the company holds no fixed assets. The financial position is stable but very thin, reflecting a very small scale of operations and limited capitalisation.

3. Cash Flow Assessment: Given the micro-entity status and minimal liabilities, liquidity appears sufficient to cover short-term obligations. The positive net current assets indicate working capital adequacy for current operational needs. However, the absolute cash and current asset value is low, suggesting limited buffer against unforeseen expenses or revenue shortfalls. The company employs one person, indicating low fixed overheads, which can aid cash flow management.

4. Monitoring Points:

• Track revenue growth and profitability once P&L data becomes available to assess operational cash generation.
• Monitor any increase in liabilities or reduction in current assets that may indicate liquidity stress.
• Keep watch on director’s continued involvement and any changes in ownership or control.
• Watch for timely filing of future accounts and confirmation statements to ensure regulatory compliance.
• Evaluate business scaling plans or capital injections that may affect credit risk profile.