III CONSULTING LIMITED

Executive Summary

III CONSULTING LIMITED is a small, well-capitalised management consultancy with improving financial strength and strong liquidity. The company shows sound cash management and no signs of financial distress. Credit approval is recommended with regular monitoring of tax liabilities and management stability to ensure ongoing repayment capacity.

III CONSULTING LIMITED - Analysis Report

Company Number: 14165132

Analysis Date: 2025-07-20 16:07 UTC

1. Credit Opinion: APPROVE
   III CONSULTING LIMITED demonstrates sound financial health for its size and age, with positive net assets and net current assets improving year over year. The company is a small private limited entity engaged in management consultancy, with no adverse filing or legal status issues. The director holds full control and has demonstrated prudent financial stewardship, maintaining a clean balance sheet and liquidity. The absence of debt and strong cash position support the company's capability to meet credit obligations. Credit approval is recommended, subject to standard monitoring.

2. Financial Strength:
   The balance sheet shows net assets of £43,222 as of 30 June 2024, up from £18,613 in the prior year, reflecting retained earnings growth. The company holds only cash as current assets (£58,135) and has current liabilities of £14,913, primarily corporation tax and trade creditors, resulting in positive net current assets of £43,222. There are no fixed assets or long-term liabilities. The financial position is stable with equity fully covering liabilities, indicating low financial risk.

3. Cash Flow Assessment:
   Liquidity is strong with all current assets held as cash (£58,135), which covers current liabilities almost fourfold. The company has demonstrated cash growth from £25,000 to £58,135 over the year, indicating positive cash generation or funding. Working capital is healthy at £43,222, ensuring the company can comfortably meet short-term obligations without external funding. Minimal related party debt exists (£118 to the director), interest-free and repayable on demand, posing no liquidity risk.

4. Monitoring Points:

• Corporation tax liabilities have increased substantially (from £4,366 to £10,594); monitor tax payments and cash flow impacts.
• The company’s growth depends heavily on the single director; any change in management could affect operational continuity.
• Monitor turnover and profitability once full P&L figures become available, as only balance sheet data was filed.
• Watch for any increase in trade creditors or accruals which may affect liquidity.
• Keep track of filing deadlines and compliance to avoid penalties.