JNB CAREER SERVICES LTD

Executive Summary

JNB CAREER SERVICES LTD is a micro-entity with extremely limited financial substance and no evidence of trading activity or cash flow generation. Its balance sheet shows negligible assets and equity, rendering it incapable of supporting debt or credit facilities. Based on current information, credit exposure would be high risk and not recommended without clear signs of operational improvement or capital strengthening.

JNB CAREER SERVICES LTD - Analysis Report

Company Number: 13123391

Analysis Date: 2025-07-29 18:14 UTC

1. Credit Opinion: DECLINE. JNB CAREER SERVICES LTD is an active private limited company operating in combined facilities support activities (SIC 81100), but its financial profile is extremely weak. The company’s micro entity accounts show minimal assets (£50 in current assets), no fixed assets, negligible equity (£50), and no turnover or profitability disclosed. There are no employees recorded and no evidence of operational scale or cash generation. The absence of trading activity or meaningful working capital undermines its ability to service any debt or credit facility. The short operating history (incorporated 2021) and persistent negative or near-zero net assets in prior years reinforce a lack of financial resilience or growth trajectory. Management appears stable but there is no indication of sound financial stewardship driving improvement. Without material improvement in financial performance or capitalisation, credit exposure would carry high risk.

2. Financial Strength: The balance sheet is very weak with net assets of only £50 as of 31 January 2024, a marginal improvement from negative equity in prior years. Current assets consist solely of £50 cash or equivalents with no fixed assets. Current liabilities are effectively nil, so working capital is positive but de minimis. The tiny equity base (£2 share capital plus accumulated reserves) offers no buffer against operational losses or creditor claims. The company is classified as micro with minimal filing obligations, consistent with its scale. Overall, the balance sheet lacks substance and does not support borrowing capacity.

3. Cash Flow Assessment: Cash flow appears minimal or non-existent with current assets at £50 and no turnover or employees reported. The company has no recorded creditors or debt obligations, indicating limited or no trading activity. The absence of working capital and operational cash inflows suggests liquidity is dependent on shareholder funding or other external injections. This fragile cash position limits the company’s ability to absorb shocks or meet unexpected liabilities, raising significant liquidity risk.

4. Monitoring Points:

• Future annual accounts to track any revenue generation or improvement in net assets.
• Any emergence of trade creditors or loans indicating operational activity or financing.
• Changes in director or shareholder structure that might signal capital injection or business restructuring.
• Confirmation of business activity level and cash flow statements if available.
• Timely filing of accounts and confirmation statements to avoid compliance risk.