N&D INTERIORS LTD

Executive Summary

N&D Interiors Ltd is a dormant private limited company with no trading activity or meaningful financial data since incorporation. Its minimal balance sheet and lack of cash flow present significant credit risk. At this stage, credit facilities are not advisable until the company demonstrates operational activity and financial viability.

N&D INTERIORS LTD - Analysis Report

Company Number: 14253271

Analysis Date: 2025-07-20 14:09 UTC

1. Credit Opinion: DECLINE
   N&D Interiors Ltd is a dormant company with negligible financial activity since incorporation in July 2022. The balance sheet shows only £1 in current assets and net assets, indicating no operational trading or revenue generation. No employees are recorded, and the company has not filed profit and loss accounts, confirming inactivity. There is no evidence of business activity or cash flow to service any credit facility. Extending credit would be high risk due to lack of financial substance and operating history.

2. Financial Strength:
   The company’s balance sheet is minimal and static, with net assets of £1 for the last two years. There are no fixed assets or liabilities reported beyond this nominal amount. Shareholders’ funds equal the net assets, reflecting no retained earnings or capital injections beyond the initial nominal amount. The absence of trading results and lack of liquidity means the company has no financial strength or buffer to absorb shocks.

3. Cash Flow Assessment:
   Current assets stand at £1 with net current assets the same, indicating negligible working capital. No cash or equivalents sufficient to meet operational expenses or liabilities. The company’s dormant status confirms no cash inflows or outflows from trading. There is no evidence of cash flow generation or liquidity to meet debt service requirements.

4. Monitoring Points:

• Monitor for any filing of trading accounts indicating commencement of operations.
• Watch for changes in director or shareholder structure that might signal business activity.
• Confirm timely filing of confirmation statements and accounts to avoid penalties.
• Review any future financial statements for signs of revenue generation and improved liquidity.