{"name":"BATHGATE BUSINESS FINANCE LIMITED","company_number":"02580392","status":"Active","type":"Private Limited Company","incorporated":"1991-02-06","dissolved":null,"registered_office":"C/O Langtons, The Plaza 100 Old Hall Street, Liverpool, L3 9QJ","postcode":"L3 9QJ","sic_codes":[{"code":77390,"description":"Renting and leasing of other machinery, equipment and tangible goods not elsewhere classified"}],"principal_activity":null,"previous_names":[{"name":"BATHGATE LEASING LIMITED","changed_on":"2020-11-26"},{"name":"GROZELL SERVICES LIMITED","changed_on":"1991-04-17"}],"warnings":[],"accounts":{"category":"Small","year_end":"30 September","last_made_up_to":"2025-09-30","next_due":"2027-06-30"},"employees":{"count":11,"accounts_date":"2025-09-30"},"financials":[{"financial_date":"2025-09-30","net_assets":1723444,"cash":106877,"average_employees":11},{"financial_date":"2024-09-30","net_assets":1615142,"cash":65482,"average_employees":11},{"financial_date":"2023-09-30","net_assets":1600969,"cash":133434},{"financial_date":"2022-09-30","net_assets":1692463,"cash":111611},{"financial_date":"2021-09-30","net_assets":1677741,"cash":452094}],"officers":{"current":4,"resigned":14,"complete":true,"note":"Names and details of individual officers are on the People page (subscriber-only on this site) and free at Companies House."},"charges":{"total":15,"outstanding":7},"gazette_notices":[],"insolvency_outcome":null,"ai_summary":"Bathgate Business Finance is a long-established but small-scale asset finance provider that has delivered impressive balance sheet growth—doubling assets from approximately £2.3M to £4.7M over four years—whilst maintaining a conservative leverage profile and prudent credit management. However, its competitive position remains constrained by scale limitations, tight liquidity (net cash of only £67.7K), and dependence on annually-renewed funding facilities and group support. The company occupies a defensible niche within the UK asset finance market through relationship-led service, but faces structural challenges around funding diversification, technology investment, and the margin compression that rising interest rates have imposed across the sector.","website":null,"links":{"page":"https://www.companiesintheuk.co.uk/ltd/bathgate-leasing","people":"https://www.companiesintheuk.co.uk/company/bathgate-leasing/people","filing_history":"https://www.companiesintheuk.co.uk/company/bathgate-leasing/filing-history","companies_house":"https://find-and-update.company-information.service.gov.uk/company/02580392","financials":"https://www.companiesintheuk.co.uk/company/bathgate-leasing/financial","control":"https://www.companiesintheuk.co.uk/company/bathgate-leasing/control","charges":"https://www.companiesintheuk.co.uk/company/bathgate-leasing/charges","ai_analysis":"https://www.companiesintheuk.co.uk/company/bathgate-leasing/analysis"},"source":"CompaniesInTheUK, from Companies House, The Gazette and other public registers (see /support/about). Cite as: CompaniesInTheUK, https://www.companiesintheuk.co.uk/ltd/bathgate-leasing"}