{"name":"BUILDLOAN LIMITED","company_number":"SC447145","status":"Active","type":"Private Limited Company","incorporated":"2013-04-09","dissolved":null,"registered_office":"8 Houstoun Interchange Business Park, Livingston, West Lothian, Scotland, EH54 5DW","postcode":"EH54 5DW","sic_codes":[{"code":64922,"description":"Activities of mortgage finance companies"}],"principal_activity":"The principal activity of the company continued to be that of a specialist intermediary in self build and short-term finance.","previous_names":[],"warnings":[],"accounts":{"category":"Small","year_end":"31 December","last_made_up_to":"2025-12-31","next_due":"2027-09-30"},"employees":{"count":21,"accounts_date":"2025-12-31"},"financials":[{"financial_date":"2025-12-31","net_assets":102802,"cash":89653,"average_employees":21},{"financial_date":"2024-12-31","net_assets":102425,"cash":140547,"average_employees":19},{"financial_date":"2023-12-31","cash":67210,"average_employees":31},{"financial_date":"2022-12-31","cash":22955},{"financial_date":"2021-12-31","cash":26095}],"officers":{"current":2,"resigned":0,"complete":true,"note":"Names and details of individual officers are on the People page (subscriber-only on this site) and free at Companies House."},"charges":{"total":0,"outstanding":0},"gazette_notices":[],"insolvency_outcome":null,"ai_summary":"Buildloan Limited functions as a niche, subsidiary vehicle within the Buildstore group, focusing on specialist self-build and renovation finance rather than operating as a standalone capital-intensive lender. Its financial position is conservative, showing low external leverage and high liquidity, though the significant contraction in total assets since 2021 suggests a strategic reorganisation of group capital rather than organic contraction. While the broader mortgage sector faces macroeconomic headwinds, Buildloan's niche focus and parental backing provide resilience, though its standalone capacity for scale remains limited.","website":"https://buildloan.co.uk/","links":{"page":"https://www.companiesintheuk.co.uk/ltd/buildloan","people":"https://www.companiesintheuk.co.uk/company/buildloan/people","filing_history":"https://www.companiesintheuk.co.uk/company/buildloan/filing-history","companies_house":"https://find-and-update.company-information.service.gov.uk/company/SC447145","financials":"https://www.companiesintheuk.co.uk/company/buildloan/financial","control":"https://www.companiesintheuk.co.uk/company/buildloan/control","charges":"https://www.companiesintheuk.co.uk/company/buildloan/charges","ai_analysis":"https://www.companiesintheuk.co.uk/company/buildloan/analysis"},"source":"CompaniesInTheUK, from Companies House, The Gazette and other public registers (see /support/about). Cite as: CompaniesInTheUK, https://www.companiesintheuk.co.uk/ltd/buildloan"}