{"name":"GRESHAM FINANCIAL LIMITED","company_number":"04482993","status":"Active","type":"Private Limited Company","incorporated":"2002-07-11","dissolved":null,"registered_office":"10 St Ann Street, Salisbury, Wiltshire, SP1 2DN","postcode":"SP1 2DN","sic_codes":[{"code":64999,"description":"Financial intermediation not elsewhere classified"}],"principal_activity":null,"previous_names":[],"warnings":[],"accounts":{"category":"Total Exemption Full","year_end":"31 March","last_made_up_to":"2025-03-31","next_due":"2026-12-31"},"employees":{"count":6,"accounts_date":"2025-03-31"},"financials":[{"financial_date":"2025-03-31","net_assets":309730,"cash":312371,"average_employees":6},{"financial_date":"2024-03-31","net_assets":248825,"cash":183295,"average_employees":5},{"financial_date":"2023-03-31","net_assets":260563,"cash":166480},{"financial_date":"2022-03-31","net_assets":293453,"cash":187261},{"financial_date":"2021-03-31","net_assets":256106,"cash":183655}],"officers":{"current":3,"resigned":3,"complete":true,"note":"Names and details of individual officers are on the People page (subscriber-only on this site) and free at Companies House."},"charges":{"total":0,"outstanding":0},"gazette_notices":[],"insolvency_outcome":null,"ai_summary":"GRESHAM FINANCIAL LIMITED is in excellent financial health with a strong A- grade, characterized by exceptional liquidity (current ratio 3.93:1), minimal leverage (debt-to-equity 0.32:1), and consistent profitability evidenced by £60,905 retained profit in FY2025. The company's cash reserves have grown 70% year-on-year to £312,371, providing substantial financial resilience. The primary areas requiring attention are the significant \"other debtors\" and \"other creditors\" balances which lack transparency, and the minimal capital expenditure (£90) which may necessitate future investment in aging business assets. Overall, the company is financially robust but should evaluate whether its substantial cash reserves are being deployed optimally to support long-term growth.","website":"https://www.greshamfinancial.co.uk/","links":{"page":"https://www.companiesintheuk.co.uk/ltd/gresham-financial","people":"https://www.companiesintheuk.co.uk/company/gresham-financial/people","filing_history":"https://www.companiesintheuk.co.uk/company/gresham-financial/filing-history","companies_house":"https://find-and-update.company-information.service.gov.uk/company/04482993","financials":"https://www.companiesintheuk.co.uk/company/gresham-financial/financial","control":"https://www.companiesintheuk.co.uk/company/gresham-financial/control","ai_analysis":"https://www.companiesintheuk.co.uk/company/gresham-financial/analysis"},"source":"CompaniesInTheUK, from Companies House, The Gazette and other public registers (see /support/about). Cite as: CompaniesInTheUK, https://www.companiesintheuk.co.uk/ltd/gresham-financial"}