101120 LTD

Executive Summary

101120 LTD is a micro-entity with a limited financial footprint but demonstrates sound compliance and a positive working capital position. While operational scale is minimal, there are no immediate solvency or liquidity concerns based on the available data. Further investigation into the company’s trading activities and business model is recommended to fully assess operational stability and growth prospects.

101120 LTD - Analysis Report

Company Number: 13126897

Analysis Date: 2025-07-20 14:58 UTC

1. Risk Rating: LOW
   The company demonstrates a positive net asset position with modest but positive working capital, no overdue filings, and an active status. The scale of operations appears very small, consistent with a micro-entity, which limits exposure. There are no indications of financial distress or governance issues from the available data.

2. Key Concerns:

• Very limited scale of operations, with minimal current assets (£1,480) and net assets (£318), raising questions about operational sustainability and growth potential.
• No employees reported, which may imply reliance on the sole director or external contractors, potentially impacting operational capacity and continuity.
• Minimal share capital (£1.00) and equity base could constrain the company’s ability to absorb unexpected financial shocks or fund expansion.

3. Positive Indicators:

• All statutory filings (accounts and confirmation statements) are up to date and not overdue, reflecting good compliance and governance practices.
• The company maintains positive net current assets and net assets, indicating the ability to meet short-term liabilities at the reporting date.
• Sole director and 100% shareholder are aligned, simplifying decision-making and control, reducing governance complexity.

4. Due Diligence Notes:

• Investigate the nature and extent of the company’s trading activities given the very small asset base and absence of employees.
• Confirm the source and sustainability of current assets, which could be cash or receivables, to assess liquidity robustness.
• Review any off-balance sheet liabilities or commitments not captured in the micro-entity accounts that could impact solvency.
• Understand the business model and client base given the SIC code (Other engineering activities) to assess market positioning and risk exposure.