1NVEST PROPERTY SOLUTIONS LIMITED

Executive Summary

1NVEST PROPERTY SOLUTIONS LIMITED has shown a positive recovery in net assets and working capital in the latest financial year after previous deficits. The company maintains a clean balance sheet with no short-term liabilities but operates on a very small scale with minimal assets. Credit approval is possible with prudent limits and ongoing monitoring of financial performance and liquidity.

1NVEST PROPERTY SOLUTIONS LIMITED - Analysis Report

Company Number: 13012821

Analysis Date: 2025-07-20 14:38 UTC

1NVEST PROPERTY SOLUTIONS LIMITED – Credit Analysis

1. Credit Opinion: CONDITIONAL APPROVAL
   The company demonstrates a recent return to positive net assets and working capital after a prior period of negative equity and current liabilities exceeding current assets. The micro-entity’s balance sheet is small but currently stable with no creditor balances due within one year, indicating no immediate liquidity pressure. However, the minimal share capital (£1) and low asset base limit borrowing capacity. Approval for credit facilities may be considered with conditions such as limits on exposure, short repayment terms, and requirement for updated financials to monitor performance.

2. Financial Strength
   The company’s net assets improved from a negative £3,146 in 2022 to a positive £3,000 in 2023, reflecting a turnaround likely due to capital injection or retained earnings. Fixed assets are minimal (£1,000) and relatively stable. The balance sheet shows no long-term liabilities or provisions, indicating a clean capital structure. However, the overall size and scale remain very small, with limited tangible asset backing. The company is classified as micro and has a consistent employee count of two, which is appropriate for its scale.

3. Cash Flow Assessment
   Current assets equal £1,000 with no current liabilities reported, resulting in positive net current assets of £2,000 (including £1,000 prepayments/accrued income). This suggests adequate short-term liquidity to meet obligations as they fall due. Absence of creditors within one year reduces risk of payment delays. However, the low absolute cash and asset values imply limited cash reserves, so any unforeseen expenses could strain liquidity. The company must maintain tight working capital controls to avoid cash flow stress.

4. Monitoring Points

• Continued maintenance of positive net current assets and net assets.
• Regular updating of financials to confirm ongoing turnaround and profitability.
• Watch for any increase in liabilities or creditor balances, which could impact liquidity.
• Monitor director conduct and operational performance given the small size and limited asset base.
• Ensure compliance with filing deadlines to avoid regulatory penalties.