33 JOINTS LIMITED

Brian Anderson

All present and future estates or interests of the company in, or over, any freehold or leasehold property and the benefit of all other contracts relating to each any such property including the right to demand and receive all monies whatever payable to or for its benefit under or arising from any such contracts.. All the intellectual property as defined in the instrument.

CENTRIC SPV 1 LIMITED

COMPOSITE GUARANTEE AND DEBENTURE

NATIONAL WESTMINSTER BANK PLC

DEBENTURE

RBS INVOICE FINANCE LIMITED

FIXED AND FLOATING CHARGE