Company Number: 14464105

Analysis Date: 2025-07-20 15:18 UTC

1. Risk Rating: LOW
   The company demonstrates adequate net current assets of £15,476 against current liabilities of £36,012, indicating a positive working capital position. Filings are up to date with no overdue accounts or confirmation statements. The company is small, recently incorporated, with straightforward financials and no apparent regulatory or governance issues.

2. Key Concerns:

• Limited financial history due to recent incorporation (Nov 2022) restricts trend analysis and long-term viability assessment.
• Director loans totaling £2,166 (combined) with no fixed repayment terms could present liquidity risks if not managed prudently.
• Current liabilities are a significant portion of current assets, so any unexpected cash flow disruption could impact short-term liquidity.

3. Positive Indicators:

• Positive net current assets and net assets indicate solvency at the balance sheet date.
• All statutory filings, including accounts and confirmation statements, are timely and compliant, mitigating regulatory risk.
• Directors have relevant experience as sports coaches aligned with the company’s healthcare/education regulatory SIC code, suggesting operational alignment with its stated business activity.

4. Due Diligence Notes:

• Review cash flow statements and income/expenditure trends to confirm ongoing operational liquidity beyond the balance sheet snapshot.
• Assess nature and timing of current liabilities to ensure they are manageable and not indicative of overstretched credit terms.
• Obtain information on contracts, client base, and revenue generation given the company’s very recent start to evaluate sustainability and growth prospects.
• Investigate director loan arrangements to confirm they will not materially impact cash resources or creditor security.
• Confirm no outstanding regulatory or compliance issues beyond Companies House filings, especially given the company’s regulatory classification.