Company Number: 13260623

Analysis Date: 2025-07-20 17:46 UTC

1. Risk Rating: LOW
   The company demonstrates a steadily improving net asset position and positive net current assets for the last four years, indicating it can meet its short-term obligations. The absence of overdue filings and ongoing active status also reduce regulatory risk.

2. Key Concerns:

• Limited scale and micro-entity status may restrict operational resilience and access to capital.
• Share capital is nominal (£100), which is common for private companies but indicates limited equity buffer.
• Financial disclosures are minimal (filleted accounts, no profit and loss filed), limiting visibility into profitability and cash flow dynamics.

3. Positive Indicators:

• Net current assets have increased from £135 in 2020 to £55,971 in 2024, showing improvement in working capital management.
• No overdue filings for accounts or confirmation statements, indicating good compliance with statutory requirements.
• The sole director has maintained continuous appointment with no recorded disqualifications or governance issues.
• The company's SIC codes reflect specialized architectural and construction activities, suggesting a niche operational focus.

4. Due Diligence Notes:

• Obtain full profit and loss accounts to assess profitability and cash flow trends.
• Confirm the nature and quality of current assets (e.g., cash, receivables, inventory) to evaluate liquidity robustness.
• Investigate any contingent liabilities or off-balance-sheet obligations not reflected in filleted accounts.
• Review the director’s background and track record beyond Companies House data for governance assurance.
• Understand customer concentration and contract stability given the company’s small size and industry sector.