Company Number: 13130107

Analysis Date: 2025-07-19 12:21 UTC

1. Risk Rating: LOW
   440HZ Consulting Ltd shows strong net current assets and net assets relative to its size, with no overdue filings and a stable director ownership structure. The company is classified as a micro entity and has consistently reported positive net assets since incorporation.

2. Key Concerns:

• Limited scale of operations reflected by micro-entity status and only one employee, which may impact growth potential and operational resilience.
• Minimal fixed assets and share capital (£1), indicating a potentially asset-light business model reliant on intangible or service-based activities which could be vulnerable to cash flow fluctuations.
• SIC classification "Other service activities not elsewhere classified" is broad, providing limited visibility on the precise nature of the business and risk exposures tied to the sector.

3. Positive Indicators:

• Consistent growth in net current assets and net assets year-on-year, from £64k in 2021 to nearly £96k in 2024, indicating improving financial stability.
• No overdue accounts or confirmation statements, demonstrating good regulatory compliance and governance practices.
• 100% ownership and control by a single director, which may enhance decision-making speed and clarity of strategic direction.

4. Due Diligence Notes:

• Verify the nature of current assets to confirm liquidity quality (e.g., cash vs. receivables or inventory) for a clearer picture of cash flow stability.
• Understand revenue streams and client base given the ambiguous SIC code to assess operational risks and sustainability.
• Review the director’s background and business plans to evaluate the company’s growth strategy and risk management approach given the sole director structure.
• Confirm absence of related party transactions or contingent liabilities not apparent in the micro-entity accounts.