Company Number: 14501427

Analysis Date: 2025-07-29 12:35 UTC

1. Risk Rating: LOW
   6 Dumbarton Road Limited demonstrates a solid net asset position with positive working capital and no overdue filings since incorporation in late 2022. The company is in the micro entity category, limiting financial complexity and exposure. There is no indication of insolvency or liquidity stress based on the latest accounts.

2. Key Concerns:

• Limited operational history: Incorporated in November 2022 with only one financial period filed, the business track record is very short, increasing uncertainty about future performance.
• No employees reported: The absence of staff may suggest reliance on the director alone or contract work, which could impact scalability and continuity.
• Director loan outstanding at year-end: Although repaid within nine months post-year-end, the £3,905 owed by the director could indicate temporary cash flow reliance on related party advances.

3. Positive Indicators:

• Strong net current assets (£67,752) relative to current liabilities (£38,276), indicating good short-term liquidity.
• Positive shareholders’ funds (£78,021) with total assets exceeding liabilities, suggesting solvency.
• No overdue statutory filings or compliance issues reported to date, reflecting good governance and administration.
• Sole director is also the majority shareholder with full control, which can facilitate swift decision-making.

4. Due Diligence Notes:

• Review subsequent cash flows and financial statements once available to assess operational sustainability beyond the initial period.
• Clarify the nature and terms of the director’s loan and repayment to understand any ongoing related party transactions.
• Investigate business model viability given zero employees and the SIC code indicating management consultancy, including client base and revenue sources.
• Confirm no contingent liabilities or off-balance-sheet risks not disclosed in micro-entity filings.