Company Number: 14554997

Analysis Date: 2025-07-29 15:42 UTC

1. Risk Rating: LOW
   The company's financial position as of the latest accounts suggests low solvency and liquidity risk. Net current assets are positive, net assets remain stable, and there are no overdue filings or indications of insolvency proceedings.

2. Key Concerns:

• Declining Fixed Assets: Fixed assets decreased from £12,615 in 2023 to £9,462 in 2024, which may indicate asset disposals or depreciation outpacing reinvestment, warranting review for operational impact.
• Narrow Working Capital Margin: Net current assets are positive but marginal (£674 in 2024), suggesting limited short-term liquidity buffer.
• Limited Financial History: Incorporated in late 2022, the company has a short operating history, limiting trend analysis and increasing uncertainty about long-term operational stability.

3. Positive Indicators:

• Positive Net Assets and Shareholders’ Funds: The company maintains equity exceeding £11,000, indicating capital adequacy for a micro-entity.
• Compliance and Governance: All statutory filings including accounts and confirmation statements are up to date with no overdue notices.
• Controlled Ownership: Single director and 100% shareholder control by Mr. Fahad Nadeem simplifies governance and decision-making, reducing conflict risk.

4. Due Diligence Notes:

• Investigate the reason behind the reduction in fixed assets between 2023 and 2024 and assess impact on operational capacity.
• Review cash flow statements if available to confirm liquidity sufficiency beyond balance sheet snapshots.
• Verify the sustainability of operations given the small scale (3 employees) and limited financial data due to recent incorporation.
• Confirm no undisclosed contingent liabilities or related party transactions given the sole director/shareholder structure.