70/72 WOODBURY LIMITED

Executive Summary

70/72 Woodbury Limited demonstrates an extremely weak financial profile with negligible net assets and working capital. The company lacks the financial strength and cash flow capacity to support credit facilities, posing a high credit risk. Credit is therefore declined, but continued monitoring of financial position and compliance filings is recommended.

70/72 WOODBURY LIMITED - Analysis Report

Company Number: 12920337

Analysis Date: 2025-07-29 13:46 UTC

1. Credit Opinion: DECLINE
   70/72 Woodbury Limited exhibits extremely limited financial substance with net assets of only £4 and minimal working capital. The company operates as a micro-entity with negligible equity and current assets barely covering current liabilities, indicating no financial buffer. There is no evidence of profitability or cash generation, and the business appears to be a nominal vehicle rather than a trading enterprise with credit capacity. Extending credit would pose a high risk of default given the absence of financial strength or resilience.

2. Financial Strength:
   The balance sheet shows static net assets of £4 consistently over five years, reflecting no retained earnings, capital inflows, or asset accumulation. Current assets (cash or equivalents) are minimal and only slightly exceed current liabilities by £4, indicating a very fragile liquidity position. No fixed assets or long-term investments are reported. The company’s micro status and tiny share capital further underscore its weak financial base.

3. Cash Flow Assessment:
   The near parity between current assets and current liabilities signals extremely tight working capital management with no margin for unexpected expenses or downturns. The company’s inability to build reserves or equity implies it is unlikely generating positive operating cash flow. The absence of profit and loss data limits detailed cash flow analysis, but the balance sheet position suggests minimal cash inflows from operations.

4. Monitoring Points:

• Any changes in net current assets or net assets signaling improvement or deterioration.
• Timely filing of accounts and confirmation statements to monitor compliance and activity.
• Any increase in share capital or external financing that might strengthen the balance sheet.
• Director appointments or changes in significant control that may impact governance or credit risk.
• Evidence of trading activity or profitability in future accounts to reassess creditworthiness.