A J G DESIGN LTD

Executive Summary

A J G Design Ltd remains dormant with negligible financial activity and minimal cash resources since incorporation. Its lack of trading history and financial strength make it unsuitable for credit facilities at this time. Continued monitoring is recommended to detect any activation of business operations or material financial changes.

A J G DESIGN LTD - Analysis Report

Company Number: 14187689

Analysis Date: 2025-07-20 17:18 UTC

1. Credit Opinion: DECLINE
   A J G Design Ltd is currently dormant and has remained so since incorporation in June 2022. The company reports minimal financial activity with only £100 cash and identical shareholders’ funds, indicating no operational revenue or expenses. There is no evidence of trading history or cash flow generation, which severely limits the company's ability to service any debt or credit facility. As a dormant entity, it presents a high credit risk due to lack of business activity, ongoing cash flow, or financial performance indicators.

2. Financial Strength:
   The balance sheet reflects a nominal net asset position of £100, solely comprised of cash and called-up share capital. There are no liabilities, fixed assets, or working capital components. This minimal financial base does not provide a buffer against unforeseen expenses or liabilities and shows no business growth or asset accumulation. The absence of operational assets or retained earnings indicates very weak financial strength.

3. Cash Flow Assessment:
   Cash holdings are static at £100 over three years, with no reported income or outgoings. The company has no current liabilities, but also no cash inflows or operating cash generation capacity. Working capital is effectively zero beyond the minimal cash balance. This lack of liquidity movement signals no ability to fund operations or debt repayments from internal resources.

4. Monitoring Points:

• Company status: Monitor for any change from dormant to active trading.
• Filing compliance: Continue to monitor timely submission of accounts and confirmation statements.
• Cash position: Any increase in cash or assets could indicate the start of trading activity.
• Director changes or PSC updates: Changes might signal restructuring or new business plans.