A1-JETCONSULTING LIMITED

Executive Summary

A1-Jetconsulting Limited demonstrates a cautiously improving financial position with positive net assets and working capital, suitable for limited credit exposure. The company’s micro scale and short operational history warrant conditional approval with close ongoing monitoring of liquidity and business performance. Maintaining prudent financial controls will be essential to ensure sustained creditworthiness.

A1-JETCONSULTING LIMITED - Analysis Report

Company Number: 14368558

Analysis Date: 2025-07-20 18:45 UTC

1. Credit Opinion:
   CONDITIONAL APPROVAL. A1-Jetconsulting Limited is a recently incorporated micro private limited company operating in the engineering consultancy sector. The company shows a modest but improving net asset position and positive working capital, indicating a cautious ability to meet short-term obligations. However, given its very small scale, limited financial history, and low absolute asset base, credit exposure should be limited and closely monitored. Approval is conditional on maintaining current liquidity and prudent financial management.

2. Financial Strength:
   The company’s net assets improved significantly from £334 at 30 September 2023 to £3,650 at 30 September 2024, reflecting some capital injection or retained earnings. Current assets decreased from £14,864 to £9,264, but current liabilities dropped more sharply from £14,530 to £5,614, resulting in improved net current assets from £334 to £3,650. The balance sheet is simple, with no indication of long-term liabilities or fixed assets, typical for a micro entity at an early stage. The equity position, though small, is positive and growing.

3. Cash Flow Assessment:
   Current assets primarily consist of cash and receivables (exact composition not detailed), with current liabilities manageable and significantly reduced year-on-year. Net working capital is positive and has increased, indicating an improving short-term liquidity position. With only one employee, overheads are likely low, which supports cash flow stability. However, the company’s small scale and limited operational history suggest cash flow could be vulnerable to fluctuations in business activity or delayed receivables. Ongoing monitoring of cash flow statements and debtor collections is advised.

4. Monitoring Points:

• Continued improvement or stability in net current assets and net assets.
• Timely settlement of trade payables and maintenance of positive working capital.
• Cash flow trends, especially given limited asset base and small equity cushion.
• Revenue and profitability development to confirm business sustainability beyond initial years.
• Any changes in director appointments or shareholder control that might affect governance or financial stewardship.