Company Number: 14501751

Analysis Date: 2025-07-29 12:34 UTC

1. Risk Rating: LOW
   The company demonstrates a positive net asset position and improved working capital without any overdue filings or liquidation status. As a micro-entity with growing net current assets and shareholders’ funds, it shows financial stability appropriate for its size and stage.

2. Key Concerns:

• Limited financial information due to micro-entity status restricts comprehensive risk assessment.
• Small scale of operations with modest current assets (~£28k) may limit resilience to unexpected cash flow shocks.
• Single director and 100% ownership concentration may pose governance concentration risk.

3. Positive Indicators:

• Consistent increase in net current assets and shareholders’ funds from £18,615 (2023) to £26,172 (2024) indicating improving financial position.
• No overdue accounts or confirmation statements filings, reflecting good compliance and governance standards.
• Increase in average employees from 2 to 5 suggests business expansion and operational growth.
• Sole director and 75–100% shareholder is actively involved, which may support swift decision-making.

4. Due Diligence Notes:

• Review detailed income and cash flow statements if available to assess revenue trends, profitability, and liquidity beyond balance sheet metrics.
• Investigate nature and sustainability of educational support services revenues, client base, and market positioning.
• Confirm whether any contingent liabilities or off-balance sheet obligations exist that may affect solvency.
• Assess director’s background and any related party transactions given ownership concentration.
• Monitor business growth plans relative to capital and working capital adequacy.