ABOVE AND BEYOND BUILDERS LIMITED

Executive Summary

Above and Beyond Builders Limited, a recently incorporated micro private company in construction, exhibits significant solvency and liquidity concerns with negative net current assets and shareholders' funds within its first year. While compliance with filing requirements is current and directors have relevant experience, the financial position signals high risk for investors. Further due diligence on liabilities structure, cash flows, and business viability is essential before considering investment.

ABOVE AND BEYOND BUILDERS LIMITED - Analysis Report

Company Number: 15162137

Analysis Date: 2025-07-20 18:55 UTC

1. Risk Rating: HIGH
   The company shows negative net current assets and overall negative equity shortly after incorporation, indicating significant solvency risk. The liabilities substantially exceed current assets, which is a red flag for financial stability.

2. Key Concerns:

• Negative net current assets of £18,561 indicate liquidity issues and potential inability to meet short-term obligations.
• Negative shareholders' funds (-£3,112) so early in the company lifecycle suggest initial losses or undercapitalization.
• Limited operating history (incorporated September 2023) with no audit and minimal financial data makes it difficult to assess sustainability and business model robustness.

3. Positive Indicators:

• The company is current with all statutory filing deadlines, indicating regulatory compliance and good governance at this stage.
• Directors have relevant occupational backgrounds (builder and company director), which may support operational knowledge in the construction sector.
• The business is categorised as a micro-entity and has kept filings simple, which is compliant with applicable regulations.

4. Due Diligence Notes:

• Investigate the nature and timing of the current liabilities to assess if they represent trade creditors, loans, or other obligations.
• Review cash flow projections and funding plans to understand how the company intends to improve its working capital position.
• Confirm no director disqualifications or adverse conduct records exist beyond the available data.
• Assess contracts or pipeline of construction projects to evaluate revenue prospects and operational sustainability.
• Check for related party transactions given the high shareholding concentration by one director.