ABSOLUTE ASSISTANCE LIMITED

Executive Summary

Absolute Assistance Limited is an early-stage micro-entity with minimal financial history and marginal net assets. While short-term liquidity appears positive, the company’s financial strength and cash flow generation capacity remain unproven. Conditional credit approval with limited exposure and ongoing monitoring is recommended until the company establishes a stable trading record.

ABSOLUTE ASSISTANCE LIMITED - Analysis Report

Company Number: 14820595

Analysis Date: 2025-07-20 13:50 UTC

1. Credit Opinion: CONDITIONAL APPROVAL
   Absolute Assistance Limited is a newly incorporated micro-entity with minimal financial history and modest net assets of £903 as at 31 March 2024. The company shows positive net current assets of £750, indicating some short-term liquidity, but the absolute figures are very small, reflecting its start-up stage and limited operational scale. Given the lack of trading history, absence of employees, and very modest capital base, credit extension should be cautious and limited. Approval could be considered on a conditional basis with tight credit limits and regular monitoring until the company demonstrates a stable trading pattern and stronger financial footing.

2. Financial Strength:
   The balance sheet shows total net assets of £903, comprising current assets of £1,138 against current liabilities of £423 and longer-term liabilities of £152. The company’s capital and reserves equal the net assets, consistent with a micro-entity that has just commenced trading. The absence of fixed assets and minimal working capital highlights limited financial resources. While there is no indication of distress, the financial strength is marginal at this stage and insufficient to support significant credit risk.

3. Cash Flow Assessment:
   Current assets exceed current liabilities, providing a positive working capital position of £750. However, the overall cash and asset base is very limited, implying tight liquidity. There is no information on cash flow from operations or profit generation, and the average employee count is zero, indicating minimal business activity to date. The company’s ability to generate sustainable cash flows to service debt remains unproven and should be closely evaluated over time.

4. Monitoring Points:

• Progress in generating revenue and profitability in subsequent reporting periods.
• Changes in net current assets and overall net asset position as indicators of financial stability.
• Onset of any trade creditors or borrowing that could strain liquidity.
• Timeliness and completeness of future financial filings to assess business development.
• Continued involvement and financial support from the principal shareholder and director, Miss Stacey Calitz, who holds controlling interest.