Company Number: 14762182

Analysis Date: 2025-07-19 12:13 UTC

1. Risk Rating: LOW
   Justification: ACC MANAGEMENT LTD is a recently incorporated micro-entity with minimal liabilities and positive net assets. The company is compliant with filing deadlines and has no signs of financial distress or regulatory issues at this early stage.

2. Key Concerns:

• Very small scale of operations reflected by micro-entity status and minimal net assets (£400), indicating limited financial buffer.
• Current assets closely matched by current liabilities, resulting in a very narrow working capital margin (£302), which may constrain liquidity under stress.
• Single director and sole shareholder concentration could pose governance and operational risks if not mitigated.

3. Positive Indicators:

• Up-to-date statutory filings with no overdue accounts or confirmation statements, reflecting good compliance discipline.
• Positive net assets and net current assets, albeit modest, suggest the company is solvent as at the latest reporting date.
• The director and sole shareholder is consistent, indicating clear control and accountability.

4. Due Diligence Notes:

• Review detailed financial transactions and cash flow forecasts since incorporation to assess liquidity dynamics beyond the balance sheet snapshot.
• Understand the business model and revenue streams to evaluate operational sustainability given very limited scale and staffing (1 employee).
• Confirm any contingent liabilities or off-balance sheet risks that may impact solvency.
• Monitor future filings for any significant changes in financial position or director appointments.