Company Number: 14331600

Analysis Date: 2025-07-29 20:52 UTC

1. Risk Rating: LOW

Justification: Accountium Limited is a micro-entity with minimal liabilities and positive net current assets, indicating an ability to meet short-term obligations. The company is current with all statutory filings and shows no signs of distress or compliance issues. The sole director and 100% shareholder is actively engaged, and the company is very recently incorporated with limited operational history.

2. Key Concerns:

• Limited financial data and scale: The company’s micro-entity status and very small asset base (£1,692 current assets) provide minimal financial buffer and limited insight into operational sustainability.
• Minimal working capital: Although net current assets are positive (£399), the absolute amounts are low and could constrain cash flow flexibility.
• Lack of profit & loss disclosure: The absence of a delivered profit and loss account restricts assessment of profitability and operational performance.

3. Positive Indicators:

• Compliance: The company is up to date with accounts and confirmation statement filings, with no overdue submissions or penalties.
• Solvency: Net assets are positive and have increased from £1 to £399 over the last year, showing some growth.
• Director control: Single director and shareholder with full control suggests stable governance and clear decision-making lines.
• Employee stability: Maintains one employee consistently, indicating some continuity.

4. Due Diligence Notes:

• Obtain and review profit and loss account or management accounts to assess revenue streams, expense structure, and profitability.
• Confirm sources of current assets and their liquidity to evaluate cash flow sufficiency.
• Review director background and any potential contingent liabilities or off-balance sheet obligations.
• Investigate business model and client base given the small scale to understand growth prospects and operational sustainability.