ACURO HOME IMPROVEMENTS LTD

Executive Summary

Acuro Home Improvements Ltd is a recently established micro-entity with modest but positive net assets and no regulatory compliance issues to date. While its financial base is small and limited operational history restricts trend analysis, the company appears solvent and compliant. Investors should focus on monitoring liquidity development, operational execution, and governance dynamics as the business matures.

ACURO HOME IMPROVEMENTS LTD - Analysis Report

Company Number: 15243165

Analysis Date: 2025-07-29 15:03 UTC

1. Risk Rating: LOW
   The company is newly incorporated (October 2023), with a micro-entity filing category. Its latest accounts show positive net current assets and no overdue filings. There is no indication of liquidation or insolvency. The financial position, though modest, appears stable for a startup.

2. Key Concerns:

• Limited financial history: Being less than one year old, there is insufficient financial track record to assess operational performance or trends.
• Small asset base and working capital: Net current assets are only £1,081, indicating limited financial buffer to absorb unforeseen expenses or cash flow volatility.
• Concentrated control: Two directors each hold 25-50% shares and voting rights, which may pose governance risks if disagreements arise.

3. Positive Indicators:

• Compliance: No overdue accounts or confirmation statements, suggesting good regulatory adherence.
• Positive net current assets: Current assets exceed current liabilities, indicating short-term solvency.
• Clear industry focus: The company operates in home improvements with related SIC codes and has an active website, demonstrating operational intent and market presence.

4. Due Diligence Notes:

• Review detailed cash flow projections and funding plans to confirm liquidity sufficiency given the small working capital.
• Monitor future financial filings for revenue growth, profitability, and cash flow stability.
• Assess the background and experience of directors for operational and financial management capabilities.
• Confirm any off-balance sheet liabilities or contingent risks not disclosed in micro-entity accounts.
• Investigate customer contracts and pipeline to validate business sustainability.