Company Number: 14156911

Analysis Date: 2025-07-29 16:16 UTC

1. Risk Rating: LOW
   ADM Breedon Properties Limited demonstrates strong financial fundamentals for a micro-entity, with substantial fixed assets and positive net assets. The company is active, compliant with filings, and shows no overdue returns or accounts, indicating sound regulatory compliance and operational stability.

2. Key Concerns:

• Current liabilities exceed current assets on the statement but net current assets are reported positively due to adjustments (e.g., prepayments, accrued income), requiring verification to ensure liquidity is not overstated.
• The company has a relatively high level of long-term creditors (£1.7m), which warrants assessment of debt servicing capacity and refinancing risk.
• Limited public information on profitability or cash flow; absence of a profit and loss account filing restricts evaluation of operational performance and sustainability.

3. Positive Indicators:

• Net assets have increased year-on-year from £5.42m to £5.56m, reflecting asset growth and retained equity.
• No overdue statutory filings and timely compliance with Companies House requirements mitigate regulatory risk.
• The business operates within a stable sector (real estate letting), with significant fixed assets underpinning its operations.
• Minimal share capital but strong shareholders’ funds suggest capital injection or accumulated reserves supporting solvency.

4. Due Diligence Notes:

• Obtain detailed cash flow statements and profit and loss accounts to assess operational profitability and liquidity in depth.
• Review terms and maturity profile of long-term creditors to evaluate debt servicing and refinancing risks.
• Confirm nature and valuation of fixed assets to ensure they are realizable and not impaired.
• Investigate the company's business model and revenue streams to understand ongoing sustainability beyond asset base.
• Verify director and PSC background, although no negative flags are evident from current data.