ADYAH LIMITED

Executive Summary

Adyah Limited is a dormant entity with negligible financial history and minimal net assets, making it unsuitable for credit approval currently. The company lacks trading activity and cash flow, presenting a high credit risk. Credit decisions should be revisited only after the company initiates operations and demonstrates financial performance.

ADYAH LIMITED - Analysis Report

Company Number: 14863992

Analysis Date: 2025-07-29 17:23 UTC

1. Credit Opinion: DECLINE
   Adyah Limited is a newly incorporated dormant company with minimal financial activity and no trading history. The latest accounts show nominal cash and net assets of only £100, reflecting initial share capital with no operational revenues or expenses. There is no evidence of business performance, cash flow generation, or financial resilience to support debt servicing capability. The company’s financial standing and credit profile are insufficient to extend credit at this stage.

2. Financial Strength:
   The balance sheet is extremely limited, showing only £100 in cash and shareholders’ funds. No current or fixed assets, liabilities, or working capital exist beyond the initial share capital. The lack of operating history and dormant status indicate no financial strength or ability to generate earnings currently.

3. Cash Flow Assessment:
   Cash flow assessment is not meaningful given the dormant nature of the company. There is minimal cash on hand (£100), and no trading activity or working capital cycle to evaluate. The company cannot demonstrate liquidity or cash flow generation at this point.

4. Monitoring Points:

• Monitor future accounts filings for commencement of trading and revenue generation.
• Assess financial statements when the company moves from dormant to active status, focusing on profitability, liquidity, and solvency ratios.
• Review director conduct and any changes in ownership or management that could affect credit risk.
• Watch for timely filing of accounts and confirmation statements to ensure compliance and transparency.