Company Number: 13045016

Analysis Date: 2025-07-20 12:52 UTC

1. Risk Rating: LOW
   The company demonstrates a positive net asset position with improving net current assets and no overdue filings. The micro-entity scale and stable directorship indicate limited operational complexity, reducing risk exposure.

2. Key Concerns:

• Small scale of operations reflected by micro-entity status and minimal share capital (£1.00), which may limit financial flexibility.
• Relatively low fixed asset base and modest current assets suggest limited resource buffers in case of unexpected expenses or downturns.
• Dependence on a single director who is also the sole employee could pose continuity and operational risks if unavailable.

3. Positive Indicators:

• Consistent filing compliance with no overdue accounts or confirmation statements, indicating good governance and regulatory adherence.
• Increasing net current assets from £1,865 (2023) to £9,182 (2024) reflects improved liquidity and working capital management.
• Positive net assets growth from £18,594 (2023) to £25,550 (2024) suggests strengthening equity base.
• The company is active and not undergoing liquidation or administration, illustrating operational stability to date.

4. Due Diligence Notes:

• Review detailed cash flow statements to confirm liquidity trends beyond balance sheet snapshots.
• Assess the business model’s scalability and resilience given the single employee structure.
• Investigate the nature and quality of fixed assets (£16,368 in 2024) to understand asset utilization and potential impairment risks.
• Verify the company’s revenue streams and client base given its classification under SIC 66190 (activities auxiliary to financial intermediation not elsewhere classified).
• Confirm absence of director disqualification or regulatory sanctions beyond initial checks.