AI PORTFOLIO SOLUTIONS LTD

Executive Summary

AI PORTFOLIO SOLUTIONS LTD is a dormant private limited company with minimal financial resources and no trading activity since incorporation in 2022. While regulatory filings are current and governance transparency is adequate, the lack of operational data and financial activity presents high solvency and liquidity risks. Further investigation into the company’s business strategy and ownership structure is essential before considering investment.

AI PORTFOLIO SOLUTIONS LTD - Analysis Report

Company Number: 14105664

Analysis Date: 2025-07-29 18:15 UTC

1. Risk Rating: HIGH

Justification: The company has been dormant since incorporation in 2022 with minimal financial activity (cash and net assets at £100 consistently). There is no trading or revenue generation evidenced, indicating no operational cash flow or earnings. This points to a high solvency and liquidity risk if the company were to engage in substantive business without further capital injection.

2. Key Concerns:

• Dormant Status: The company has filed dormant accounts with negligible assets, suggesting no active trading or revenue generation to support operations.
• Very Limited Financial Resources: Cash of only £100 and net assets mirroring this amount provide no buffer for liabilities or operational expenses.
• Complex Ownership Structure: Multiple PSCs owning 75-100% shares may indicate layered control, which warrants scrutiny for governance transparency especially given the company’s inactivity.

3. Positive Indicators:

• Compliance with Filing Requirements: Accounts and confirmation statements are filed on time with no overdue filings or penalties, indicating good regulatory compliance.
• Clear Director and PSC Information: Active director appointed with full details available, and ownership structure disclosed, supporting transparency.
• No Indications of Insolvency or Liquidation: Company status is active and not undergoing any insolvency proceedings.

4. Due Diligence Notes:

• Investigate the business plan and intended operational timeline, given the dormant status since incorporation.
• Clarify the roles and relationships among PSCs, particularly the involvement of Marketspringpad Holdings Limited and Fd Secretarial Ltd.
• Request management accounts or cash flow projections to assess viability if business operations are planned.
• Verify whether the dormant status is temporary and if there are plans or capital commitments to activate the business.