AIKMATIC LTD

Executive Summary

Aikmatic Ltd is an early-stage micro-entity with a stable but very modest financial position and no trading history beyond its first accounting period. Conditional credit approval is recommended, pending further evidence of trading viability and cash flow sustainability. Ongoing monitoring of financial reports and compliance filings is essential to mitigate risks associated with its startup status.

AIKMATIC LTD - Analysis Report

Company Number: 15424654

Analysis Date: 2025-07-29 20:18 UTC

1. Credit Opinion: CONDITIONAL APPROVAL
   Aikmatic Ltd is a newly incorporated micro-entity with limited financial history and minimal operating activity to date. The company shows a small positive net asset position and working capital, indicating initial financial stability. However, given the short trading period (just over one year) and absence of revenue or profit data, credit approval should be conditional on obtaining updated management accounts and cash flow forecasts to confirm ongoing trading viability and ability to meet debt obligations.

2. Financial Strength:
   The balance sheet as of 31 January 2025 shows current assets of £3,200 against current liabilities of £200, resulting in net current assets of £3,000. Non-current liabilities amount to £442, leaving net assets at £2,558, which are reflected entirely in shareholders’ funds. The company has no employees recorded and operates under the micro-entity accounting regime. The modest net asset base and low liabilities indicate a low financial risk profile so far, but the scale is very small, reflective of a startup phase.

3. Cash Flow Assessment:
   Current assets likely comprise cash or equivalents, as no inventories or receivables are disclosed. The low current liabilities suggest limited short-term obligations, and the net working capital position is positive. However, the absence of an income statement or cash flow statement restricts assessment of operating cash generation or liquidity trends. The company’s ability to service debt or finance growth depends heavily on ongoing capital contributions or sales development, which should be monitored.

4. Monitoring Points:

• Obtain interim management accounts and cash flow projections to assess operational progress and liquidity.
• Monitor timely filing of accounts and confirmation statements to ensure regulatory compliance persists.
• Track any changes in debt levels, especially any new borrowing or creditor concentrations.
• Review trading performance once sales and profit data are available to evaluate sustainability.
• Monitor director and shareholder actions, given single-person control with 75-100% shareholding.