AIZAM TECHNOLOGIES LTD

Executive Summary

Aizam Technologies Ltd is a very young micro-entity with a weak financial position, evidenced by negative equity and working capital deficit. The company currently lacks the financial strength and cash flow capability to support credit facilities. Close monitoring of future financial performance and liquidity is essential before reconsidering credit approval.

AIZAM TECHNOLOGIES LTD - Analysis Report

Company Number: 14554697

Analysis Date: 2025-07-20 11:02 UTC

1. Credit Opinion: DECLINE
   Aizam Technologies Ltd shows a weak financial position with net liabilities of £460 and negative net current assets of £2,960 as at 31 December 2023. The company is very new (incorporated December 2022) and operates at a micro-entity scale with only one employee. The negative equity and working capital deficit indicate the company is currently not in a position to service debt obligations reliably. There is no evidence of profitability or positive cash flows to support credit extension at this stage.

2. Financial Strength:
   The balance sheet reveals total assets less current liabilities of negative £460, meaning liabilities exceed assets. The called-up share capital not paid is £2,500, which may further constrain liquidity. With net current liabilities of £2,960, the company lacks sufficient short-term assets to cover immediate debts. The shareholder funds are negative, reflecting an erosion of equity and weak financial foundation.

3. Cash Flow Assessment:
   Although detailed cash flow statements are unavailable, the negative net current assets imply working capital deficiency and potential liquidity stress. The single employee and micro size suggest limited operational scale and cash generation capacity. Without positive working capital or retained earnings, the company would likely struggle to meet short-term obligations or unexpected expenses.

4. Monitoring Points:

• Net current assets and liquidity position in future accounts filings
• Profitability trends and cash flow generation once trading matures
• Changes in capital structure or additional equity injections
• Director’s ability to improve operational performance and financial management
• Any overdue filings or compliance issues that could indicate operational distress