Company Number: 13937706

Analysis Date: 2025-07-29 20:53 UTC

1. Credit Opinion: DECLINE
   Alchemy & I Group Limited is currently dormant with no trading activity or revenue generation reported since incorporation in 2022. The company holds minimal assets (£100) and shareholders’ funds of only £100, indicating no operational scale or financial substance. Without trading history or cash flows, the company lacks the demonstrated ability to service debt or meet credit obligations. The absence of financial activity and reliance on a single director/shareholder further limits confidence in business resilience or management capacity to handle credit risk.

2. Financial Strength:
   The balance sheet shows only nominal current assets (£100) and no liabilities. Shareholders’ funds equal the same minimal amount, reflecting no capital growth or retained earnings. The company’s dormant status means it has no fixed assets, revenue, profits, or reserves, which indicates negligible financial strength. There is no evidence of investment or working capital provision to support operations.

3. Cash Flow Assessment:
   Cash and current assets stand at £100, insufficient for any meaningful liquidity or operational needs. The company has no reported income, expenditures, or working capital cycle. Lack of cash flow history and dormant accounts suggest it cannot generate or sustain cash inflows necessary for debt servicing or operational continuity.

4. Monitoring Points:

• Monitor for any change from dormant to active trading status with corresponding financial filings.
• Watch for increases in current assets or cash indicating capital injections or commencement of operations.
• Review director changes or additional shareholders that might improve governance or financial backing.
• Track timely submission of accounts and confirmation statements to detect compliance risks.