Company Number: 13798954

Analysis Date: 2025-07-29 20:53 UTC

1. Risk Rating: LOW to MEDIUM
   The company shows a modest but improving financial position with positive net assets and net current assets as of the latest accounts. There is no evidence of overdue filings or insolvency proceedings. However, the absolute financial scale is very small, and cash balances are minimal relative to current liabilities, which warrants some caution.

2. Key Concerns:

• Limited liquidity buffer: Cash on hand (£1,811) slightly exceeds current liabilities (£1,426), leaving little margin for unexpected expenses or cash flow disruptions.
• No employees: The company reports zero employees, suggesting reliance on the sole director or subcontracted labor, which may pose operational continuity risk.
• Small financial scale and narrow asset base: Total net assets of £891 and fixed assets of £506 are very low, indicating limited financial resilience to adverse conditions.

3. Positive Indicators:

• Improving financial position: Net current assets improved from a negative £185 in 2023 to a positive £385 in 2024, and net assets nearly doubled from £490 to £891, indicating profitable or efficient operations.
• Compliance record: All accounts and confirmation statements are filed on time with no overdue reports or penalties visible.
• Clear ownership and control: 100% ownership and directorship held by one individual simplifies governance and decision-making.

4. Due Diligence Notes:

• Verify the nature of business operations given zero employees—how services are delivered and continuity plans.
• Review cash flow statements if available to assess operational cash generation vs. cash burn.
• Confirm absence of contingent liabilities or off-balance-sheet obligations that could impact solvency.
• Assess the director’s background and business experience for operational stability.
• Investigate related-party transactions or loans given the small scale and sole director control.