ALEXANDER MAY PROPERTY HOLDINGS LIMITED

Executive Summary

Alexander May Property Holdings Limited is a dormant holding company with minimal financial footprint and no trading history, resulting in insufficient evidence to support credit approval. Its balance sheet is very limited, with nominal net assets and no cash flow, posing high credit risk without operational performance or collateral. Credit facilities should be declined until the company demonstrates trading viability and financial strength.

ALEXANDER MAY PROPERTY HOLDINGS LIMITED - Analysis Report

Company Number: 14811715

Analysis Date: 2025-07-29 13:57 UTC

1. Credit Opinion: DECLINE
   Alexander May Property Holdings Limited is a newly incorporated dormant holding company with no trading activity or income to date. Its balance sheet is minimal, with only £800 in net assets primarily represented by minor investments and debtors. The absence of trading history, revenue generation, or cash flow raises significant concerns about its ability to service any debt or credit facility currently. The company’s dormant status means it has no operational financial performance to support credit risk assessment, making extension of credit facilities inappropriate at this stage without substantial additional security or guarantees.

2. Financial Strength:
   The company’s balance sheet shows very limited financial strength. Total net assets stand at £800, consisting of £114 in fixed asset investments and £686 in debtors. The share capital is nominal at £800. There are no liabilities reported, but this is due to the company’s dormant status rather than strong financial position. The company has no retained earnings or reserves and no history of profit generation, reflecting the absence of business operations. Overall, the financial base is too small and undeveloped to provide confidence in long-term financial resilience.

3. Cash Flow Assessment:
   Cash flow is effectively non-existent as the company has not traded or generated income. Net current assets of £686 (debtors) represent receivables rather than cash or liquid assets. There is no evidence of cash reserves or working capital available to meet operational or debt servicing requirements. The company’s dormant nature means it currently does not require cash flow to cover expenses, but this also means it lacks liquidity to support credit risk.

4. Monitoring Points:

• Monitor for commencement of trading activity and revenue generation.
• Watch for filing of subsequent accounts showing profit and cash flow development.
• Review any changes in capital structure or new debt facilities applied for.
• Track director and shareholder actions for any injection of funds or material transactions.
• Assess the financial performance of any subsidiary companies controlled by this holding company.