ALISON PILLING CONSULTANCY LIMITED

Executive Summary

Alison Pilling Consultancy Limited presents a low solvency risk profile with strong net assets and timely compliance filings. However, its reliance on a single director and the director’s loan account activity warrant further review to fully assess cash flow stability and operational continuity. Overall, the company appears financially stable but remains relatively small and closely held, necessitating ongoing monitoring.

ALISON PILLING CONSULTANCY LIMITED - Analysis Report

Company Number: 13575420

Analysis Date: 2025-07-29 12:25 UTC

1. Risk Rating: LOW
   Alison Pilling Consultancy Limited demonstrates a strong net asset position and positive working capital with no overdue filings. The company is solvent and appears well-managed with a clear ownership and control structure.

2. Key Concerns:

• Dependence on a Single Director: The business is fully controlled and operated by one individual with no employees, which may pose operational continuity risks.
• Director's Loan Account Fluctuations: The director’s loan account shows significant advances and repayments, which could reflect reliance on director funding or cash flow timing issues.
• Limited Scale and Growth Data: As a micro-entity incorporated recently (2021), limited historical data constrains assessment of revenue trends and business sustainability beyond balance sheet strength.

3. Positive Indicators:

• Strong Net Current Assets: £69,101 as of March 2023 indicates good short-term liquidity to meet obligations.
• No Overdue Filings: Both accounts and confirmation statement are filed on time, reflecting compliance and good governance.
• Increasing Net Assets: Net assets increased from £42,333 in 2022 to £73,652 in 2023, suggesting retained earnings or capital injection improving the financial position.

4. Due Diligence Notes:

• Review detailed profit and loss accounts to understand revenue streams, profitability, and cash flow dynamics.
• Investigate the nature and terms of the director’s loan account transactions to assess financial dependence and potential liquidity risks.
• Confirm continuity plans given the single director operation and absence of staff to evaluate operational resilience.
• Monitor future filings for consistency and growth indicators.