ALL ABOUT CUTENESS LIMITED

Executive Summary

All About Cuteness Limited is a newly formed micro-entity with a negative net asset position and minimal financial history, indicating weak financial strength and limited liquidity. The company’s current balance sheet and lack of trading data do not support credit approval at this time. Close monitoring of future financial developments and cash flow performance is essential before reconsidering credit exposure.

ALL ABOUT CUTENESS LIMITED - Analysis Report

Company Number: 15147957

Analysis Date: 2025-07-19 12:42 UTC

1. Credit Opinion: DECLINE
   All About Cuteness Limited is a very newly incorporated micro-entity with minimal financial history and an adverse net asset position of £-5,028 as of its first accounting period ending 30 September 2024. The company shows a marginal positive net current asset position (£44), but this is insufficient to offset accrued and deferred income liabilities (£5,073), resulting in negative shareholders' funds. The absence of profitability data and the company’s micro size limit visibility on operational performance and cash generation ability. Additionally, the sole director holds full control, which concentrates risk. Given the negative net asset base, lack of trading history, and limited financial strength, the company currently lacks creditworthiness to support new credit facilities.

2. Financial Strength:
   The balance sheet reveals a fragile financial position with net assets at £-5,028 driven primarily by accruals and deferred income exceeding current assets. Fixed assets are negligible or zero, and current assets stand at only £567 against current liabilities of £523, giving a thin net current asset buffer of £44. The capital structure is weak with negative equity, reflecting either startup losses or accounting timing differences. As a micro-entity with one employee (the director), the company’s scale and asset base provide minimal cushion against financial stress.

3. Cash Flow Assessment:
   Liquidity appears tight, with current assets barely covering current liabilities. Cash or equivalents are likely very limited, and the company’s ability to generate cash from operations is unproven due to its infancy and lack of disclosed profit and loss data. Working capital is marginally positive but does not compensate for the negative net asset value. Without evidence of positive cash flow or external capital injection, the risk of cash shortfalls is significant.

4. Monitoring Points:

• Monitor subsequent annual accounts for improvement in net assets and profitability.
• Watch cash flow statements (when available) for evidence of operating cash generation.
• Track director and shareholder funding injections or guarantees.
• Assess any changes in accruals or deferred income that may impact liabilities recognition.
• Review for timely filing compliance and any material changes in company status or control.