Company Number: 14986953

Analysis Date: 2025-07-29 20:09 UTC

1. Credit Opinion:
   DECLINE. All Tech Competitions Ltd is a recently incorporated company (July 2023) with only one financial year of data available. The latest accounts show significant net current liabilities (£21,095) and negative shareholders' funds (£20,048), indicating weak financial health. The company’s cash position is minimal (£1,674) compared to current liabilities (£22,769), suggesting limited liquidity to meet short-term obligations. The absence of profit and loss data due to small company exemptions further limits visibility into operational performance. Given these factors, the company currently lacks the financial strength and cash flow stability to support additional credit risk.

2. Financial Strength:
   The balance sheet reveals total assets less current liabilities at negative £19,898. Fixed assets consist solely of intangible assets valued at £1,197 net of amortisation, which are generally less liquid and more uncertain in value. The company has no reported tangible fixed assets or substantial current assets beyond cash. Negative net assets and shareholders’ funds reflect accumulated losses or initial capital shortfall. This weak equity base and working capital deficit imply financial fragility, exposing creditors to heightened risk should the company fail to generate sufficient cash flows promptly.

3. Cash Flow Assessment:
   Current cash reserves are £1,674 against short-term liabilities of £22,769, leading to a liquidity gap. Net current liabilities of £21,095 indicate working capital deficiency. The company’s ability to service debt or meet commercial payment terms is questionable without additional capital injections, improved receivables, or operational cash generation. The absence of detailed profit and loss data prevents assessment of operational cash flow trends, but the negative working capital position and minimal cash buffer are concerning.

4. Monitoring Points:

• Monitor future filings for improved liquidity and net asset position.
• Track any capital injections or shareholder loans that may strengthen working capital.
• Review subsequent profit and loss accounts to assess operational cash generation.
• Keep watch on creditor aging and payment performance to detect early signs of distress.
• Evaluate management’s plans for growth or restructuring to improve financial stability.