ALLEN & HALE CONSULTANCY LIMITED

Executive Summary

Allen & Hale Consultancy Limited is a micro-entity with a very limited financial base and small operational scale, resulting in a medium risk profile primarily due to constrained liquidity and minimal net assets. The company maintains good compliance and governance standards, but further investigation into cash flow and business sustainability is warranted to fully assess investment suitability.

ALLEN & HALE CONSULTANCY LIMITED - Analysis Report

Company Number: 13645052

Analysis Date: 2025-07-20 14:37 UTC

1. Risk Rating: MEDIUM
   The company demonstrates minimal net assets (£100) and very limited current assets (£7,060) relative to current liabilities (£6,960) as of the latest accounts (2023). While it is solvent on a technical basis, the thin net asset base and low working capital buffer suggest vulnerability to cash flow pressures. The micro-entity status and limited scale also constrain financial resilience.

2. Key Concerns:

• Low Net Assets and Working Capital: The company’s net assets of £100 alongside current assets barely exceeding current liabilities indicate limited financial cushion to absorb operational or market shocks.
• Single Employee and Small Scale: Employing an average of 1 person suggests a very small operational footprint, raising questions about scalability and revenue generation capability.
• Recent Incorporation and Limited Financial History: Incorporated in late 2021 with just two years of accounts limits the ability to assess financial trends and operational sustainability over time.

3. Positive Indicators:

• Compliance with Filing Requirements: Accounts and confirmation statements are up to date with no overdue filings, indicating good regulatory compliance and governance discipline.
• Clear Ownership and Control Structure: Ownership is concentrated with a single holding company and director with full voting rights, which may facilitate decisive management and strategic direction.
• No Indications of Insolvency or Liquidation: The company is active, not in liquidation or administration, and has no audit exemptions triggered by financial distress.

4. Due Diligence Notes:

• Review Cash Flow and Profitability Metrics: Investigate internal management accounts or projections to assess cash flow generation and operational profitability beyond balance sheet snapshots.
• Assess Revenue Streams and Client Base: Understand the nature and stability of the consultancy revenues, client concentration, and contract length to gauge sustainability.
• Examine Director and Shareholder Backgrounds: Verify the track record and reputations of the director and ultimate beneficial owners for any regulatory or reputational risks.