Company Number: 13121030

Analysis Date: 2025-07-20 14:11 UTC

1. Risk Rating: MEDIUM
   The company is a micro-entity with very limited net assets (£81 as of the latest accounts), indicating minimal financial buffer. While it remains active with no overdue filings, the low level of net current assets and shareholders’ funds suggests constrained financial strength.

2. Key Concerns:

• Minimal Net Assets and Working Capital: Net current assets have declined from £1,266 in 2021 to just £81 in 2025, indicating very tight liquidity and limited capacity to absorb financial shocks or meet obligations beyond the immediate period.
• Single Employee and Director: Operational dependency on one individual (director and sole employee) raises concerns regarding business continuity and management bandwidth.
• Limited Financial Information and Scale: As a micro-entity with minimal share capital (£1) and low asset base, the company’s ability to scale or sustain operations without external funding or increased capital is uncertain.

3. Positive Indicators:

• Compliance and Filing Status: The company is current with its accounts and confirmation statement filings, showing adherence to statutory obligations and no regulatory red flags.
• Consistent Current Asset Levels: Current assets have remained relatively stable around £5,000 over recent years, indicating some consistency in operational cash or receivables management.
• No Off-Balance Sheet Liabilities: Footnotes confirm no off-balance sheet disclosures, suggesting transparency in financial reporting within the limits of micro-entity accounts.

4. Due Diligence Notes:

• Investigate the nature and timing of current liabilities to assess payment terms and cash flow pressures more precisely.
• Review contracts, pipeline, or client base to evaluate operational sustainability given the very small scale and single-person management.
• Confirm whether there are any contingent liabilities, guarantees, or related party transactions not reflected in the accounts.
• Consider director’s background and potential for injecting additional capital or resources if needed.