Company Number: 12606934

Analysis Date: 2025-07-20 16:16 UTC

1. Credit Opinion: APPROVE
   Allied Professional Services Ltd demonstrates improving financial health with positive net current assets and shareholders’ funds growth over recent years. The absence of overdrafts or borrowings and a healthy cash position indicate a good ability to meet short-term obligations. Although the company is small and relatively young, the consistent increase in equity and working capital supports its capacity to service debt and manage commercial commitments reliably.

2. Financial Strength:
   The company’s balance sheet shows steady strengthening. Shareholders’ funds increased significantly from £4,705 in 2023 to £24,651 in 2024, largely due to accumulated profit reserves. Tangible fixed assets remain stable though modest (£10,224), reflecting limited capital expenditure consistent with its small size. Current liabilities are low (£7,017), and net current assets are positive at £14,427, indicating a solid liquidity buffer. The capital structure is simple with only £100 share capital, which is typical for a private limited company at this scale.

3. Cash Flow Assessment:
   Cash at bank and in hand rose substantially to £21,444 in 2024 from a negligible £10 in 2023, providing strong liquidity. The company’s net current assets position confirms sufficient working capital to cover short-term liabilities comfortably. This cash build-up suggests improved operational cash generation or capital injection, enhancing resilience. No external borrowings or overdrafts reduce refinancing risk.

4. Monitoring Points:

• Track continued profitability and cash flow generation to sustain the current positive liquidity trend.
• Monitor any increases in current liabilities or fixed asset investment that might impact liquidity or leverage.
• Observe any changes in director or ownership structure, given the single director and sole shareholder model.
• Watch for compliance with filing deadlines and any audit exemptions that may affect transparency.