Company Number: 12588834

Analysis Date: 2025-07-20 16:10 UTC

1. Credit Opinion: DECLINE
   Altum Properties Management Limited is a dormant company with minimal financial activity and a very limited equity base. The latest accounts show net liabilities of £149, indicating a negative net worth. No trading or revenue generation is evident, and there is no working capital or cash flow to support debt servicing. The absence of employees and operational activity means the company currently lacks the capacity to generate cash flow or service credit facilities. Given these factors, the company does not present a credible repayment ability.

2. Financial Strength:
   The balance sheet position as of 31 May 2024 shows net liabilities of £149, with current liabilities exceeding current assets by the same amount. The company’s share capital remains nominal (£1), and accumulated reserves are negative, reflecting no retained earnings or profits. The company is classified as dormant, so no meaningful asset base or financial buffer exists. This weak financial position indicates limited solvency and no financial resilience.

3. Cash Flow Assessment:
   No trading activity or cash flow generation is evident due to the dormant status. The company reports no employees and no operational income or expenses. The negative net current assets position suggests current liabilities have not been matched or covered by current assets. Liquidity is therefore inadequate to meet any new or existing credit obligations.

4. Monitoring Points:

• Track any change from dormant to active trading status, including filing of full accounts with trading results.
• Monitor for improvements in net assets and working capital as a sign of strengthened financial position.
• Watch for any director changes or governance updates that may impact operational control.
• Confirm receipt of future confirmation statements and accounts filings within statutory deadlines to ensure ongoing compliance.