AMELIA CONSULTING LTD

Executive Summary

Amelia Consulting Ltd operates as a micro-entity with consistent profitability and a stable financial position characterized by positive net assets and no liabilities. The company maintains good regulatory compliance and appears operationally sustainable, though its small scale and single-employee structure introduce some operational risk. Further due diligence on revenue sources, contingent liabilities, and management capacity is recommended to confirm long-term stability.

AMELIA CONSULTING LTD - Analysis Report

Company Number: 12816190

Analysis Date: 2025-07-19 12:33 UTC

1. Risk Rating: LOW

Justification: Amelia Consulting Ltd demonstrates stable financial metrics for a micro-entity with consistent positive net assets, no current liabilities, and modest but positive profitability. There are no overdue filings or regulatory concerns evident.

2. Key Concerns:

• Low turnover (£29,910 in the latest year) indicating a small scale of operations, which may limit growth potential and financial resilience.
• Dependence on a single employee/director (average staff count 1), potentially creating operational risk if that individual is unavailable.
• Minimal fixed assets and small equity base (£8,434), which may restrict the company’s ability to absorb financial shocks or invest in expansion.

3. Positive Indicators:

• Consistent positive net current assets and net asset position over five years, indicating solid working capital management.
• No current or long-term liabilities recorded, reducing solvency risk.
• Timely filing of accounts and confirmation statements, demonstrating good regulatory compliance.
• Positive profit for the last two reported years, showing operational sustainability despite small scale.

4. Due Diligence Notes:

• Investigate the company's client base and contracts to assess revenue stability and growth prospects.
• Confirm the nature of the provision for liabilities (£244) to understand potential contingent risks.
• Review director’s background and capacity, given the small operational team and recent resignation of a co-director.
• Check for any off-balance sheet obligations or related party transactions not disclosed in the micro-entity accounts.
• Assess cash flow patterns and access to additional funding if needed, given limited asset base.