AMMOS PROPERTY DEVELOPER LIMITED

Executive Summary

AMMOS PROPERTY DEVELOPER LIMITED maintains a positive net asset position but exhibits signs of liquidity stress due to a marked decline in current assets and increased long-term debt. While regulatory compliance is satisfactory, limited operational data and growing creditor exposure warrant further scrutiny to evaluate ongoing financial stability and operational sustainability.

AMMOS PROPERTY DEVELOPER LIMITED - Analysis Report

Company Number: 13976484

Analysis Date: 2025-07-20 17:17 UTC

1. Risk Rating: MEDIUM
   The company shows a moderate solvency profile with positive net assets, but the significant increase in long-term creditors and sharply reduced current assets in the latest year raise liquidity concerns. The absence of employees and reliance on fixed assets suggest operational limitations.

2. Key Concerns:

• Liquidity constraint indicated by current assets dropping from £255,342 in 2024 to £11,306 in 2025, while current liabilities remain stable, potentially stressing short-term cash flow.
• High long-term creditors increasing from £400,000 to £490,000, which may imply growing debt obligations that could impact solvency if not managed.
• No reported employees, which could imply limited operational capacity or reliance on contractors, raising questions about business scalability and sustainability.

3. Positive Indicators:

• Positive net assets (£423,470) and shareholders’ funds, indicating the company remains solvent on a balance sheet basis.
• Compliance with filing requirements is up to date with no overdue accounts or confirmation statements, suggesting good governance adherence.
• The director holds majority control and is actively managing the company, which may lead to clear accountability.

4. Due Diligence Notes:

• Investigate the nature and terms of the long-term creditors to understand repayment schedules and covenants.
• Clarify the cause of the sharp reduction in current assets between 2024 and 2025 and assess if this is a one-off event or a trend.
• Review operational model given zero employees reported—determine how projects and property management are conducted.
• Assess any contingent liabilities or off-balance-sheet commitments not visible in the micro-entity accounts.