Company Number: 13705577

Analysis Date: 2025-07-29 19:51 UTC

1. Risk Rating: LOW
   ANAMAN ASSOCIATES LIMITED demonstrates a stable solvency position with positive net assets and net current assets over recent years. The company has no overdue filings and is compliant with regulatory requirements. As a micro-entity with a single director and employee, financial complexity and risk exposure appear limited.

2. Key Concerns:

• Declining fixed assets from £10,898 in 2021 to £4,986 in 2024 may indicate asset disposals or limited reinvestment, which could affect operational capacity.
• Reliance on a single director (also the sole employee) poses operational risk if unforeseen absence or departure occurs.
• The company holds a motor vehicle lease commitment (£8,761), which, while not large, is a fixed financial obligation that should be monitored in cash flow planning.

3. Positive Indicators:

• Healthy net current assets (£12,795 in 2024), indicating adequate liquidity to cover short-term liabilities.
• Increasing shareholders’ funds from £15,653 in 2023 to £16,163 in 2024, suggesting retained profitability or capital injection.
• No overdue accounts or confirmation statement filings, reflecting good regulatory compliance and governance.
• Ownership and control consolidated with a single individual, allowing for streamlined decision-making.

4. Due Diligence Notes:

• Review profit and loss details and cash flow statements (not provided) to assess operational profitability and cash generation.
• Verify reasons for fixed asset reduction and whether this impacts service delivery or growth potential.
• Assess lease terms and any other off-balance sheet liabilities that may impact future liquidity.
• Confirm director’s capacity and contingency planning given single-person management structure.