Company Number: 13804587

Analysis Date: 2025-07-20 16:29 UTC

1. Risk Rating: LOW
   Anchored Schools Ltd demonstrates sound financial health for a small private limited company, with positive net current assets and no overdue filings. The modest but stable asset base and shareholder equity support its solvency and operational continuity.

2. Key Concerns:

• Declining cash balance: Cash decreased from £49,548 in 2023 to £29,979 in 2024, which may warrant scrutiny to ensure liquidity remains sufficient.
• Relatively low fixed asset base: Tangible fixed assets are minimal (£263), indicating limited capital investment which could restrict operational growth or resilience.
• Modest scale and limited employee base (2 on average), which could affect operational capacity and risk diversification.

3. Positive Indicators:

• Positive net current assets (£17,718 as of 2024) indicate the company can cover short-term liabilities comfortably.
• No overdue statutory filings (accounts and confirmation statements up to date), reflecting compliance and good governance.
• Shareholders’ funds remain positive (£17,981), indicating retained earnings and equity buffer.
• Directors have been consistent since incorporation with no disqualifications or governance issues reported.

4. Due Diligence Notes:

• Review cash flow statements and management accounts to understand the cause of cash reduction and assess ongoing liquidity.
• Verify the nature of debtors (£23,664) to confirm collectability and assess credit risk.
• Investigate the company’s business model and revenue streams in the educational support services sector to confirm sustainability and growth prospects.
• Confirm tax obligations status and any deferred tax liabilities or assets not detailed in the summary.
• Assess risk related to small employee base and dependence on key personnel.