Company Number: 14376055

Analysis Date: 2025-07-29 16:28 UTC

1. Credit Opinion: DECLINE
   Andale Group Limited has filed dormant accounts for its first two years of existence, showing no trading activity or revenue generation to date. The absence of operating results and negligible financial data (current assets of only £120) indicates no capacity to service debt or meet credit obligations. Without evidence of business activity or cash flow, approval for credit facilities is not warranted.

2. Financial Strength:
   The balance sheet is minimal, reflecting a micro-entity status with only £120 in current assets and shareholders’ funds. There are no fixed assets or liabilities reported. This indicates a very weak financial position with no tangible net worth or operational scale that could support credit risk. The company is effectively a shell at this time.

3. Cash Flow Assessment:
   There is no reported turnover, profit, or cash flow. The company remains dormant and has not demonstrated any working capital generation or liquidity beyond a nominal £120 balance. Without trading activity or cash inflows, liquidity is insufficient to support any credit extension.

4. Monitoring Points:

• Monitor for the first set of trading accounts showing revenue and profit generation.
• Watch for improvements in working capital and net assets as trading commences.
• Track directors’ reports for any indications of business plans or financial commitments.
• Verify compliance with filing deadlines to avoid regulatory penalties.