ANDREW SPALL INTERIM LTD

Executive Summary

Andrew Spall Interim Ltd is a recently formed private limited company with a strong liquidity and capital position relative to its size. The company meets current regulatory requirements and operates in a low-capital management consultancy sector. However, the limited operational history and concentration of control warrant further investigation into profitability and cash flow sustainability before concluding on long-term risk exposure.

ANDREW SPALL INTERIM LTD - Analysis Report

Company Number: 14761785

Analysis Date: 2025-07-19 12:21 UTC

1. Risk Rating: LOW
   The company demonstrates a solid financial position for a newly incorporated entity, with net assets significantly exceeding current liabilities and no overdue filings. The liquidity position is healthy, and there are no indications of regulatory or operational issues in the available data.

2. Key Concerns:

• Limited operating history: Incorporated in March 2023, the company’s financial and operational track record is very short, which increases uncertainty about its future performance.
• Single director and sole shareholder: Concentration of control in one individual may pose governance and succession risks.
• Modest scale of operations: With only one employee and minimal fixed assets, the company’s capacity to scale or absorb shocks may be limited.

3. Positive Indicators:

• Strong liquidity position: Cash balances of £37,444 and net current assets of £29,486 provide a comfortable buffer against short-term liabilities (£20,154).
• Positive net assets: Shareholders’ funds stand at £32,406, indicating a sound capital base relative to the company size.
• Compliance with filing obligations: No overdue accounts or confirmation statements, indicating good regulatory compliance to date.
• Clear business activity: Classified under SIC code 70229 (Management consultancy activities other than financial management), which is a service sector with relatively low capital intensity and flexible cost structure.

4. Due Diligence Notes:

• Review of turnover and profitability: The abridged accounts do not disclose turnover or profit and loss details; obtaining these figures will be critical to assess operational viability and revenue generation.
• Cash flow analysis: Confirm the sources and sustainability of cash balances, including client contracts or advance payments.
• Director background check: Verify the director’s professional history and any potential conflicts or regulatory issues.
• Customer and contract profile: Understand the client base, contract terms, and revenue visibility.
• Future plans and funding: Investigate any plans for expansion, additional funding rounds, or changes in capital structure.