Company Number: 14992622

Analysis Date: 2025-07-29 12:09 UTC

1. Risk Rating: LOW
   Anna Chart Consulting Ltd is a very recently incorporated company (July 2023) with a minimal but positive net asset position and no overdue filings. The financial data shows a modest cash balance and low current liabilities, indicating the company can currently meet its short-term obligations. There are no indications of distress or governance issues.

2. Key Concerns:

• Limited Operating History: The company has operated just over one year, which inherently limits assessment of operational stability and financial performance trends.
• Small Scale and Resources: The cash position (£3,651) and absence of employees suggest a very small scale consulting operation, potentially vulnerable to cash flow fluctuations and dependent on the owner/director.
• Fixed Asset Depreciation: The company purchased plant & machinery (£604) but fully depreciated it within the first year, which may indicate a lack of capital investment or asset base to support growth.

3. Positive Indicators:

• Compliance and Governance: All statutory filings, including accounts and confirmation statements, are up to date with no overdue returns.
• Positive Net Current Assets: The company has net current assets of £2,957, indicating working capital adequacy for current operations.
• Sole Director and PSC Control: The sole director and 100% controlling shareholder are aligned, simplifying decision-making and accountability.

4. Due Diligence Notes:

• Review Business Model and Revenue Streams: Understand how the company generates revenue given no employees and limited fixed assets.
• Cash Flow Projections: Assess forward-looking cash flow to confirm liquidity sufficiency beyond the opening year.
• Director Background Check: Verify the professional background and reputation of Anna Victoria Chart to ensure no undisclosed risks.
• Market Position and Customer Base: Obtain information on client contracts or pipeline to evaluate operational sustainability.