ANSI SOLUTIONS LIMITED

Executive Summary

ANSI Solutions Limited shows strong financial health with robust liquidity, positive working capital, and growing equity, reflecting a financially stable and maturing business. While the company is still small with limited fixed assets and no reported employees, its current financial position is sound, supporting operational needs and future growth. Continued focus on cash flow, managing liabilities, and strategic investment will ensure sustained financial wellness.

ANSI SOLUTIONS LIMITED - Analysis Report

Company Number: 14378148

Analysis Date: 2025-07-20 15:28 UTC

Financial Health Assessment for ANSI SOLUTIONS LIMITED (as at 30 September 2024)

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1. Financial Health Score: B

Explanation:
ANSI Solutions Limited shows strong improvement in its financial position over the last two years with healthy working capital growth and positive net assets. The company demonstrates good liquidity and a solid equity base for its size and age. However, limited operational data (no employees recorded) and relatively small fixed assets suggest early development stage risks remain. The score reflects a financially stable but still maturing business.

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2. Key Vital Signs

Metric	2024 Value (£)	Interpretation
Net Current Assets	24,888	Positive working capital indicates good short-term financial health and ability to cover immediate liabilities. Improvement from £3,402 in 2023 is a strong positive sign.
Cash at Bank	131,945	Healthy cash reserves provide liquidity cushion and operational flexibility. This is a very strong "pulse" showing good cash flow management.
Current Liabilities	109,516	Manageable level of short-term debt; increased from previous year but covered well by cash and receivables.
Net Assets / Shareholders' Funds	29,181	Equity has increased substantially from £5,621 in 2023, indicating retained earnings growth and capital accumulation—a sign of "healthy" financial resilience.
Fixed Assets (Tangible)	4,293	Modest investment in computer equipment consistent with a small service-oriented business; depreciation policy is appropriate.
Debtors (Trade Receivables)	2,459	Relatively low debtor balance compared to cash, indicating prompt collections and minimal credit risk.
Profit and Loss Reserve	29,179	Represents accumulated retained earnings, confirming profitability or capital injections.

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3. Diagnosis: Financial "Health" and Symptoms

Healthy Signs:

• Strong liquidity ("healthy cash flow"): Cash on hand is ample and growing, supporting operational needs without financial strain.
• Positive working capital ("good vital sign"): The company’s current assets exceed current liabilities by a solid margin, indicating it can comfortably pay short-term debts.
• Equity growth ("strengthening immune system"): Increasing shareholders’ funds suggest profitability or successful capital injections, which supports business endurance and growth potential.

Symptoms of Caution:

• No employees reported: This could imply the company is at an early stage, relying on directors or contractors, or it operates in a low headcount model which may limit growth.
• Limited fixed assets: This is typical for service businesses but indicates limited investment in long-term productive capacity.
• Rising current liabilities: While covered by cash, the increase suggests monitoring is needed to ensure liabilities don’t outpace asset growth.

Overall, the company presents as financially stable and growing with no immediate signs of distress ("no symptoms of financial illness"). The financial "vitals" are strong for a young company in the human resources services sector.

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4. Recommendations: Prescriptions for Financial Wellness

• Maintain strong cash flow management: Continue to monitor receivables and payables closely to sustain liquidity.
• Consider strategic investment: Evaluate opportunities for reinvestment in assets or human capital to support scaling, especially if growth is anticipated.
• Monitor liabilities growth: Ensure that current liabilities growth is aligned with revenue generation and not creating undue financial pressure.
• Formalize employee structure if expanding: If growth targets require, consider hiring or formalizing employment to support operational capacity.
• Prepare for future audits and compliance: Though currently exempt from audit, as the company grows it should prepare systems for more comprehensive financial reporting and controls.
• Regular financial reviews: Establish quarterly financial health checks to catch any early signs of distress and adjust strategies promptly.

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