Company Number: 14249472

Analysis Date: 2025-07-29 18:57 UTC

1. Risk Rating: MEDIUM
   The company is newly incorporated (2022), with limited financial history and modest net current assets (£1,535). While it is not currently overdue on filings and remains active, the small scale and minimal equity base present some solvency and liquidity risks typical of an early-stage consultancy.

2. Key Concerns:

• Limited Financial Cushion: Net current assets and shareholder funds are very low, indicating limited buffer to absorb operational shocks or unexpected expenses.
• Single Employee Operation: The company has only one employee (including director), which may constrain operational capacity and scalability.
• Modest Cash Position: Cash at bank is £5,486, which may limit liquidity and the ability to meet short-term obligations comfortably, especially if cash inflows are irregular.

3. Positive Indicators:

• Compliance with Filings: No overdue accounts or confirmation statements, demonstrating good regulatory compliance.
• No Audit Requirement: The company qualifies for exemption from audit under small company rules, reducing administrative burden and costs.
• Clear Accounting Policies: The financial statements are prepared under FRS 102 with standard accounting policies, showing adherence to UK GAAP for small companies.

4. Due Diligence Notes:

• Revenue and Profitability: The financial statements do not disclose turnover or profit figures; further inquiry into revenue streams, client base, and profitability is necessary to assess operational sustainability.
• Director Background: Review the director’s experience and any associated companies to assess management capability and potential risks.
• Cash Flow Projections: Obtain recent or projected cash flows to evaluate liquidity under various business scenarios, considering the current low cash reserves.